Our Services
Commercial Perm Loans
Commercial Perm loans typically have a fixed rate or long-range adjustable rate (ie. every 5 years). Payments are fixed as well. Adjustments may change the on an rate adjustment date. As the rate resets to an index the payment may change as well. Permanent loans are available for commercia real estate and, if SBA approved, the cash down payment can be as little as 10%. Office space, hospitality, industrial and warehouse, medical clinics, storage units, apartment complexes and condos, retail shopping centers and more use perm financing for long-term investment purposes. We offer market competitive perm loan products with the assistance of financial business consulting, loan structuring and packaging and coordinating with our underwriters in order to fund. Our CMBS loans (Commercial Mortgage Backed Security loans are products with the lower of market rates and best of terms) are available for the most conventional of clients.
Commercial Construction Loans & Residential Fix & Flip
Construction Loans
We keep projects moving forward, or the expansion into a new facility, with responsive service, industry expertise, and efficient decision-making. Construction loan types include
Owner-Occupied Business Facilities Office, Retail, Multifamily or Other Income Property Commercial Construction to Permanent Loans – for Business Use and Income Property New Home (Speculative, Pre-sold and Custom)Residential Land Development
Fix & Flip loans
Short-term financing for Builders & Rehab Investors for Purchase, Refinance, or cash-out. Free-up capital for the renovation or ground-up construction of investment properties.
Our Rehab loans allow investors to purchase or refinance investment properties with options to fund non-structural or structural rehab, add square footage, ADUs, etc. A fix-and-flip loan is a rehab loan, meaning it's a loan that you use to acquire a property and then receive the funds to rehab that property in short-term financing (12 to 18 months).
Bridge Loans
Commercial bridge loans are
used to purchase real estate or fund a renovation project while a business is actively arranging long-term financing.
If you need financing during the acquisition, rehabilitation, lease-up, or repositioning of a property, bridge financing may be exactly what you need.
These loans are short-term within repayment terms between 12 and 36 months. They are highly structured transactions Discounted note payoffs Property acquisitions Note acquisitions Bankruptcy resolutions Recapitalizations Capital restructuring Lease-up stabilization Partner buyout Rehabilitation/ redevelopment/repositioning Other uses depending on borrower’s specific needs.
Condos, Multifamily, Retail, Mixed Use, Manufactured Housing, Office, Senior Housing, Self-Storage, Hospitality, Industrial/Flex.
meeting the demands of time-sensitive transactions. The firm specializes in small to medium bridge loan financing ($3mm-$100mm+) across the country.
Residential Business
Low Doc
DSCR VRBO
These properties must be "Rent Ready". DSCR (Debt Service Coverage Ratio) Loans offer borrowers access to long-term financing for individual rental properties. It enables real estate investors to qualify based on rental income rather than personal income. DSCR loans are a great financing option for self-employed investors and investors looking to grow their portfolios rapidly. The benefits of DSCR loans include:
1) Ideal for vacation rentals. If your rental income covers or surpasses the mortgage payment, you qualify. Competitive rates included & 2)
Lower down payments, better terms when your rental income meets or exceeds a 1.25% DSCR.
SBA & UDSA
If you’re considering starting or need help growing your small business, the Small Business Administration (SBA) has a number of resources that make the process easier. Through loans and small business counseling, the SBA provides support to help small business owners succeed. Learn about the services and funding programs available through the SBA to help you best utilize its resources.
The Small Business Administration (SBA) 7(a) and 504 loans are both government-backed loan programs for small business owners. Cash down may be as low as 10% for a qualified property. These properties must be owner-occupied no less than 51%. Hospitality loans may qualify for SBA loans.
Fannie & Freddie Commercial Apartment
Designed for new review, leads and growth. Social Media platforms such as facebook, Instagram, YouTube Google and other platforms are used are used to run ads for your business. We use years of experience and past client data to use any budget into a winning campaign. We cover
E-commerce businesses, a local brick and mortar stores and online service-based businesses.
Hospitality
Each hotel property and project is different. That’s why we tailor our products to your specific needs, with a focus on the details. You can rely on our experienced bankers to design hospitality financing solutions suited to your particular business. Our flexible packages make the most of your working capital so you can focus on sales, staffing, high-level operations and RevPAR.
We provide affordable financing that allows you to if invest in the things that will keep you competitive. Our SBA 7(a) financing, with low rates and longer repayment terms, is the ideal funding vehicle for your hotel business.
We fund both flagged and non-flagged establishments. And as a Preferred SBA Lender that approves in-house, we’re well equipped to handle rushed financing deadlines, freeing up your time to focus on the important things, like booking more guests. CMBS loans are also available for large hotel investments.
Self Storage & Industrial
Set yourself apart from everyone else with our Public Relations and Media Service and get featured in media publications. This takes your credibility, authority and status to the next level. We have exclusive relationships with a network of of contributors, publishers, and media partners around the world including Forbes, USA Today, Yahoo, New York Post and many more. We draft up articles for your approval and pitch you to our media partners.
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CONTACT 1-888-248-0035 [email protected]
Lending in all USA except California, Arizona, Florida, Minnesota, Nevada, New York, North and South Dakota and Vermont